2000 Saturn LS engine problems

I was driving my 2000 saturn ls at 45 MPH when it just shut off, lost all power, and thankfully had a place to drift off to the side of the road. However, I was without a phone, and had to walk 5 miles in the sun to call for help. I had the car towed ($100) and was told that the timing chain had broken and I needed a new engine. I called for a second opinion and could not incur the cost to tow it again, but was told that the mechanic was more than reputable.

Tl* the contact owns 2000 saturn l-series sedan. While driving approximately 25 MPH the vehicle began to decelerate. The vehicle was towed to an independent mechanic for diagnostic testing. The technician stated the timing chain fractured causing damage to the head of the engine. The technician stated the timing chain had to be replaced and depending on the severity of the damage the head on the engine also had to be rebuilt or replaced. The vehicle was not repaired.