2005 Toyota Corolla steering problems

My husband bought my 2005 corolla as a wedding gift. It was slightly used but bought from one of the best toyota dealerships in our town. It had approx. 18000 miles when I got t in feb of 2007. It was very basic and a standard. The shifting/clutch never seemed right from the start but I learned how to deal with it. In feb of 2010, I was leaving work and was a few miles from home. I had never in my many years of driving had a wreck.

Dt: on 7-19-05 consumer's vehicle was involved in an accident. During the accident the seat belt disconnected, and the steering wheel locked in the down position, and it knocked the steering wheel upward while it was still locked. The consumer sustained injuries, including whip-lash, shaking, and a concussion. The consumer refused to go to the hospital. A police report was taken because consumer's vehicle was rear ended by another vehicle, causing it to hit another vehicle.