2016 Mazda CX-5 wipers, windshield & visibility problems

Glass cracked from top, middle portion of windshield glass, no apparent sign of rock chip. Spread immediately into viewing area. Concern for overall safety and integrity of glass. Advised by dealer to contact insurance, advised by insurance it's a $500 deductible. Online research has LED me to believe that this is a manufacturer defect as it has high numbers of complaints.

During daylight hours, the chrome around the vents reflects onto the side windows. This causes a distraction, making it very difficult to look into the side mirrors. I contacted mazda about this, they do not appear to plan to do anything about it. Nothing yet has happened to me about this, but I am concerned that it might happen to me or someone else. An easy fix would be to replace the shiny chrome trim with a darker trim. I attached some pictures to show this.